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Five reasons why you need gadget insurance

Whether giving or receiving new gadgets, like the latest smartphone, tablet or gaming console, they make wonderful presents. But they’re an investment too – which is why you should consider gadget insurance. This quick and easy cover is a cost-effective way to protect your gadgets in the event of an accident, damage or loss – and here are five good reasons to get it.

1. It protects your home insurance

Let’s face it, portable gadgets can be more prone to accidental damage or getting lost simply due to how we use them. And when it’s something high value, like a brand-new iPad or iPhone, it may be costly and frustrating to replace. That’s why many people claim for it on their home insurance – but end up losing their no claims bonus and seeing their premium increase at the next renewal.

Gadget insurance protects your home insurance. It allows you to make small claims for your gadgets without impacting either your home policy premium or no claims bonus, enabling you to save your home insurance for any larger claims you may need to make for your buildings and contents.

2. You pay less excess

Because gadget cover is designed with small claims in mind, it has  a lower excess than your standard home insurance policy, too. This means in the event of a claim, you won’t have to pay as much money upfront as you would on your home insurance – saving you money, while still keeping your gadgets covered.

3. You get better protection

Your gadget insurance policy is specifically made to cover the types of accidents and damage that can occur to a portable device, including any accessories that you have – giving your gadgets more comprehensive protection. Your cover options include:

  • Accidental, unforeseen, and unintentional damage, including liquid damage
  • Theft or loss
  • Breakdown, breaking down, or burning out of any part of your gadget
  • Cracked screens
  • Cover for accessories such as your charger, protective cases, carrying cases, and hands-free mounting kits
  • Malicious damage, and
  • All of this on a worldwide basis

4. It’s flexible to your needs

We all use our gadgets differently so your policy reflects that. You can either take out  gadget insurance for a single device or for multiple devices under one policy. Plus, you can choose a bundle to cover your whole household if your family own and use lots of devices individually – giving you options depending on your needs.

5. You get peace of mind

Gadgets are an important part of our lifestyles. Whether it’s a smartphone or a smart speaker, we rely on technical devices to make our lives easier and more enjoyable – so it’s important that you protect them, especially when they cost hundreds, if not thousands, of pounds.

Gadget insurance gives you the peace of mind that, if anything does happen, you know you’re covered for the cost of repairs or replacement – allowing you to enjoy your device to the full.

To find out more or to get a quote, visit GADGET INSURANCE or email [email protected]